An old lady goes to the bank to withdraw some money... 

She hands her bank card to the teller and says, "I would like to withdraw $20, please."

The teller tells her, "For withdrawals less than $100, please use the ATM."

The old lady asks why... 

The teller returns her bank card and irritably tells her, "These are the rules, please leave if there is nothing else... "

"There is a line of customers behind you."

The old lady remains silent for a few seconds, then hands her card back to the teller and says, "Please help me withdraw all the money I have."

The teller is astonished when she checks the account balance... 

She nods her head, leans down and respectfully tells her, "You have $3,000,000 in your account, but the bank doesn’t have that much cash currently... "

"Could you make an appointment and come back again tomorrow?"

The old lady then asks how much she could withdraw immediately... 

The teller tells her any amount up to $10,000.

"Well, please let me have $10,000 then," says the old lady.

The teller, with a kind smile, hands $10,000 to her.

The old lady puts $20 in her purse and then says, "Now... "

"Please deposit this $9,980 back into my account."

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